Albion Department of Public Safety

Public Safety fringe benefits

Health Care:

ADPS offers Blue Cross / Blue Shield of Michigan with no co-pay by the employee.  Most departments require the employee to pay anywhere from 5%-15% for the insurance premium.  Our insurance is provided by the City of Albion 100%!!  ADPS also offers Aflac as an additional insurance coverage that the employee pays a small percentage of their check to cover you for just about anything including some Family Medical Leave Acts!

          Community Blue PPO-5 – Substantive Provisions

a.                   $100/$200 deductible

b.                  Stop loss - $1000/$2000

c.                   $10 co-pay office visit

d.                  $10 generic/$20 brand name co-pay prescription drug rider

e.                   Blue Cross dental plan – 75/75/50/50, $800 annual max; ortho $800 lifetime

f.                    Blue Cross vision plan

Longevity Pay:

Employees who, on or before the first day of December of each calendar year have completed a minimum of five (5) years of continuous service with the CITY, and who, as of the first day of December, are still employed by the CITY, shall qualify for a lump sum longevity payment in December of that year. Such payment shall be computed on the schedule set forth based upon each full year of continuous service completed on or before the first day of December in the calendar year in which the payment is made:

• After 5 years, but less               $350.00

            than 11 years                                       

• After 11 years but less              $640.00

            than 17 years                                       

• After 17 years but less              $960.00

            than 23 years                                       

• After 23 years or more             $1,280.00

Retirement Plans:

 ADPS has its own Public Safety Pension Fund under Act 345.  Currently Officers pay 4% into the pension fund with 2% of the 4% earmarked for pre-funding health care for retirees in case the pension fund cannot afford to pay for retiree health care.  Our pension fund is only one of few across the nation that pre-funds for health care costs for retirees!  Our pension fund is currently over 150% funded and is among the top 5% in the nation for funding levels!  Our Officers have to work at ADPS for 25 years without any age requirement to be eligible for retirement.  We currently have a 2.6% multiplier that averages together with the best 3 out of 5 of your last years here to figure out what your payout is.  Our pension system is just about the best you will find out of any department in the State of Michigan.  ADPS also offers an additional 457k plan that the employee pays into for additional retirement funds.

Dispatchers at ADPS contribute into the Michigan Employee Retirement System (MERS) the same 4% that the Officers do.  Their plan is known as a B-3 plan with Option 55 which means they too only require 25 years of service regardless of age.  Dispatchers only contribute 2% of their pay into the MERS retirement plan.

Questions, comments, or concerns... Email Jackie Belcher, Administrative Assistant.
 

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